Buyer Financial Details
How to use this: The Comfortable range (36% DTI) is where most buyers feel financially secure. The Max Stretch (43% DTI) is the lender ceiling, but it leaves less margin for unexpected expenses.
Assumption check: This is a formula-based estimate using the income, debt, down payment, rate, tax rate, insurance, and HOA values entered above. Default tax and insurance values are not verified. Use the buyer’s lender quote, actual insurance quote, and county tax record before treating the result as exact.